December often confuses Social Security recipients because some people may see two deposits in the same month. This guide explains who is likely to get double Social Security deposits in December 2025, the exact dates to expect, and how to confirm the exact amounts for your situation.
How Social Security payments are scheduled in 2025
Social Security retirement and disability (Title II) benefits are paid on a monthly schedule tied to the beneficiary’s birth date. Each group gets paid on a specific Wednesday of the month.
Supplemental Security Income (SSI, Title XVI) typically pays on the first day of the month (or the previous business day if the first is a weekend or holiday). Because the two programs follow different calendars, recipients who qualify for both can see two deposits in December.
Exact dates for December 2025 payments
For December 2025 the relevant dates are:
- December 1, 2025 (Monday) — SSI payments are generally issued on the first day of the month.
- December 10, 2025 (Wednesday) — Second Wednesday of the month.
- December 17, 2025 (Wednesday) — Third Wednesday of the month.
- December 24, 2025 (Wednesday) — Fourth Wednesday of the month.
Social Security retirement and disability benefits will be deposited on one of those Wednesdays depending on the beneficiary’s birth date group.
Who gets double Social Security deposits in December 2025?
The most common situations that create two deposits in December are:
- Concurrent beneficiaries: People who receive both Social Security (Title II) and SSI (Title XVI). They will usually get an SSI deposit on Dec 1 and a Social Security deposit later in the month.
- Separate benefit streams: Households with two distinct benefit payments on different schedules (for example, a retired worker’s benefit and a surviving spouse paid on a different schedule) may see two deposits if they land on different dates and are not combined by the SSA.
- Different accounts: If two benefits are assigned to separate bank accounts, each account may show a deposit on its respective payment date.
Who does not get two deposits
Most people who only receive one type of Social Security benefit (only Title II, not SSI) will receive a single deposit in December on the Wednesday assigned to their birth-date group.
Concurrent beneficiaries receive Title II and Title XVI on different schedules. That difference is the main reason some people see two deposits in December.
Why two deposits happen in December 2025
The calendar alignment in December 2025 creates five Wednesdays: Dec 3, 10, 17, 24, and 31. Social Security Title II payments fall on the second, third, or fourth Wednesday based on birth date, while SSI is dated the first of the month.
Because SSI is paid Dec 1 and Title II payments fall later in the month, someone receiving both programs will see two separate deposits during December 2025.
How to find your exact deposit amounts
Exact dollar amounts vary by individual. To confirm what you will receive and when, follow these steps:
- Create or sign in to your my Social Security account at ssa.gov to view your current benefit amount and next payment date.
- Check any correspondence from the Social Security Administration (award letters or notices) for your Title II and Title XVI benefit amounts.
- Review your bank or credit union account statements for the deposit amounts and the payor line, which usually lists “Social Security” or “SSA”.
Practical examples with exact amounts
Example 1 — Standard concurrent beneficiary
- Jane receives $1,200 per month in Social Security retirement (Title II) and $600 in SSI (Title XVI).
- She will see $600 deposited on Dec 1, 2025, and $1,200 on her assigned Wednesday (Dec 10, 17, or 24 based on her birth date).
- Total deposits in December: $1,800 (two separate deposits).
Example 2 — Single benefit recipient
- Tom receives $1,500 per month in Social Security only.
- He will receive one deposit of $1,500 on his assigned Wednesday in December 2025.
Small real-world case study
Case study: Maria (born on January 4) receives Social Security retirement of $1,100 and also qualifies for SSI of $500. Because she is in the birth-date group paid on the second Wednesday, her Title II deposit arrives on Dec 10, 2025. Her SSI is deposited on Dec 1.
Outcome: Maria’s bank shows a $500 deposit on Dec 1 and a $1,100 deposit on Dec 10. Her December cash flow includes two separate deposits totaling $1,600.
Timing and holiday considerations
If a scheduled payment day falls on a weekend or federal holiday, SSA typically deposits on the preceding business day. For December 2025, common holiday impacts are minimal for the dates listed, but always confirm your specific date via my Social Security or bank notices.
What to do if you expect a payment but don’t see it
- Check your bank processing and pending transactions first — sometimes deposits take time to post.
- Confirm the payment date and amount on your my Social Security account.
- If a payment is missing, contact the SSA at 1-800-772-1213 or make an appointment at your local Social Security office.
Summary: Double Social Security deposits in December 2025 are most commonly caused by receiving both SSI on Dec 1 and a Title II Social Security payment on one of the Wednesdays (Dec 10, 17 or 24). Exact amounts depend on your awarded benefit levels, so check your my Social Security account or bank statement to confirm your personal totals.
