Cash App Spam Text Settlement: $147 Payouts, Who Qualifies and How It Works

Overview of the Cash App Spam Text Settlement

If you received unwanted promotional or marketing texts that mentioned Cash App, you may be part of a class action settlement offering payments of about $147. This article explains who qualifies, how the payout works, and the steps to claim your share.

What the Settlement Covers

The settlement targets automated or unsolicited SMS messages that used Cash App names, links, or logos without proper consent or identification. It typically covers messages sent for marketing or promotional reasons between specific dates defined in the settlement documents.

Common cases included

• Unsolicited promotional text messages that mentioned Cash App or used its link shorteners.
• Automated marketing SMS where recipients did not provide clear consent.
• Messages that used Cash App branding to solicit payments or downloads.

Who Qualifies for the Cash App Spam Text Settlement

Qualification depends on whether you were sent an eligible text message during the covered period and whether you did not opt into messages from the sender. The settlement notice or website lists exact dates and message types.

Basic eligibility checklist

• You received one or more SMS messages that referenced Cash App, sent during the covered timeframe.
• You did not provide informed consent to the sender to receive marketing messages.
• You did not already opt out before the messages were sent.
• You are a resident of the United States (check the settlement notice for any geographical specifics).

How the $147 Payouts Work

The $147 figure represents the estimated average payment per eligible claimant once the settlement fund is distributed. The exact amount can vary depending on the number of valid claims and deductions such as attorney fees and administrative costs.

Payment mechanics

• Claimants submit a claim form online or by mail with basic information and a sworn statement that they received eligible texts.
• The settlement administrator verifies claims and calculates the per-claimant payout.
• Approved claimants receive payments by check, direct deposit, or prepaid card depending on the settlement administrator’s options.

How to Claim Your Share

Follow the settlement instructions exactly to avoid delays. Most settlements provide an online portal and a mail-in option. Keep copies of all supporting information.

Step-by-step claim process

1. Find the official settlement website using the claim link from the formal notice or a reputable source. Avoid clicking unverified links in random emails.
2. Create or access the online claim form. You will usually need your name, phone number(s) that received the texts, and optionally, dates or screenshots if available.
3. Certify under penalty of perjury that you received the messages during the covered period and that you are the phone owner or authorized user.
4. Submit the form before the claims deadline. If you miss the deadline, you likely forfeit your payout rights.

Documentation to Support a Claim

Most settlements accept minimal proof, but supplying documentation speeds verification. Keep records of the SMS content, sender number, dates, and any screenshots.

• Screenshot of the SMS thread.
• Phone bill showing incoming SMS entries.
• Any reply you sent or attempted to opt out.

Timeline and What to Expect

Settlements follow a sequence: notice, claim filing, review, and distribution. Expect several months between the claim deadline and final payments.

Estimated timeline

• Notice mailed/published: date set in settlement documents.
• Claim filing period: typically 60–120 days after notice.
• Claim verification: 1–3 months depending on volume.
• Distribution of funds: after judge approval and verification complete.

Tax and Legal Considerations

Payouts from settlements may or may not be taxable depending on your situation and the nature of the award. Consult a tax advisor if you have questions about reporting requirements.

Example: Real-World Case Study

Maria, a freelancer in Texas, received three unsolicited SMS promotions linking to a Cash App page in 2022. She found the notice online, submitted a claim with screenshots and the affected phone number, and certified the dates. After claim verification, Maria received a $147 check six months later. She used the funds to cover a small business expense and reported the payment as miscellaneous income on her taxes after consulting her accountant.

Common Questions and Quick Answers

• Q: Can I file if I deleted the texts? A: Yes. You can still file if you remember the sender or the phone number, but documentation helps.
• Q: What if I already opted out? A: If you opted out before the messages were sent, you may not qualify. Check settlement details.
• Q: How long until I get paid? A: It varies. Plan for several months after claim approval.

Final Tips Before You File

• Use the official settlement website listed in the court notice.
• Keep copies of everything you submit.
• Meet the claim deadline; late claims are usually denied.
• Watch for official email or mail from the settlement administrator for updates.

Following these steps helps you determine if you qualify for the Cash App spam text settlement and how to claim an estimated $147 payout. If you still have questions, review the full settlement notice or contact the settlement administrator directly.